1. Acceptance of Terms
By accessing and using TheScoreGuide, you acknowledge and agree to be bound by these Terms of Service and our Privacy Policy.
2. Service Description
TheScoreGuide TheScoreGuide provides informational financial content to support borrowing and debt decisions. The service includes:
- Expert loan guides and educational lending content.
- Lender comparisons and product recommendations.
- Debt management strategies and actionable guidance.
- General financial education and market updates.
3. User Accounts and Security
To access premium features, you must create an account. You agree to:
- Provide accurate registration information
- Maintain password confidentiality
- Not share account access
- Notify us of any security breaches
4. Advice and Recommendations
Important financial disclaimer:
- TheScoreGuide provides educational content, not financial advice. Consult a licensed financial advisor for personalized recommendations.
- Loan rates, terms, and availability vary by lender, credit profile, and market conditions.
- Financial product terms can change without notice.
- Final financial decisions remain your responsibility.
5. User Responsibilities
When using TheScoreGuide, you agree to:
- Verify loan terms with the lender before signing.
- Understand that loan applications may affect your credit score.
- Review all terms and conditions before accepting any loan.
- Consult a financial advisor for significant borrowing decisions.
6. Intellectual Property
All content, including guides, features, and interfaces, is owned by TheScoreGuide and protected by intellectual property laws. Users may:
- Use our advice for personal planning
- Share tips with friends and family
- Not redistribute or commercialize our content
7. Limitation of Liability
TheScoreGuide is not liable for:
- Changes in interest rates or lending criteria.
- Third-party lender terms outside our control.
- Losses related to borrowing decisions made using educational content.
- Service interruptions caused by external systems.
8. Changes to Service
TheScoreGuide reserves the right to modify, suspend, or discontinue any part of the service with or without notice. We will strive to communicate significant changes to our users.
9. Contact Information
For questions about these Terms of Service, please contact us at contact@thescoreguide.com.
